Recent dips in the market were good opportunities to convert traditional IRAs and 401(k)s to Roth accounts, advisors say. But clients who missed out shouldn’t despair. “Periods of increased ...

There is no question that for many situations, conversions to Roth is cost effective, but you should not do a conversion without careful consideration of all of the tax consequences.

Roth conversions in a down market can be a tantalizing way to transfer more assets into a retirement saving vehicle, but the stock market shouldn’t be the only reason you're taking action.

That means Roth conversions are usually best done in years when taxable income is “appreciably lower than what a taxpayer expects it to be in the future,” says Isaac Bradley, director of ...

Yet one financial-advice platform, Boldin, saw a 128% rise in the use of its Roth conversion calculator in 2024 over the previous year.

With the end of the year approaching, many Americans are considering a Roth IRA conversion to take advantage of certain tax benefits. Conversions during the 2024 second quarter rose 46% from the ...

If you’re eyeing a year-end Roth IRA conversion, you’ll need to plan for the upfront tax bill. Here are some strategies to manage your taxes, experts say.

If you’re eyeing a year-end Roth IRA conversion, you’ll need to plan for the upfront tax bill. Here are some strategies to manage your taxes, experts say.

A Roth conversion ladder can be a smart strategy that allows you to move funds gradually from one account (traditional IRA) ...