A California judge has ruled the state's bare-bones home insurance program's handling of smoke damage claims is unlawful, a ...

Despite some homes being mapped by CAL FIRE as high-risk fire zones, some homeowners are seeing their California FAIR Plan wildfire insurance rates drop.

Two Los Angeles County Superior Court lawsuits accuse dozens of California home insurers of dropping policyholders and forcing them onto the FAIR Plan — the state's insurer of last resort ...

That left the homeowners with no choice but to join the FAIR Plan, where they paid more but the policies are limited, including through a $3-million coverage cap on dwellings.

Homeowners insurance rates have risen dramatically, from an average of $2,656 annually in 2021 to $3,303 in 2024. That's a 24% increase, more than twice as fast as the rate of inflation in the ...

A group of California homeowners is taking on insurance companies that they say illegally coordinated to deny coverage to fire-prone areas, leaving thousands of displaced residents drastically ...

Consumer Watchdog sues Insurance Commissioner Ricardo Lara, alleging that rules he issued last year that will allow the California Fair Plan to charge policyholders for losses from the Jan. 7 ...

The homeowners involved in the lawsuit said it's not just about the money, it's about changing the way the FAIR Plan and other insurance companies deal with these claims.

So far, insurance companies — including Nationwide, Progressive and Liberty Mutual — doing business in Colorado have been charged a total of $51.5 million to start up the FAIR Plan, Campbell said.

"A lot of people can't afford it," he stated. "$6,000 to $8,000 for your FAIR plan insurance for a typically normal about $400,000 to $500,000 home. That's what you're going to be spending about." ...

The California Assembly has passed the FAIR Plan Stabilization Act (Assembly Bill 226) in a unanimous 72-0 vote, moving the measure to the state senate, where it has been read and referred to the ...

In Louisiana, where Gale lives, homeowners can expect insurance premiums to rise 27% over the course of 2025 to nearly $14,000, according to a new report by Insurify, an insurance startup.