The company reported increasing its dwelling/fire policy count by 24,682 between September and ... cash value — or ...

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There are two types of perils: named perils and open perils. Named perils are damages listed in your policy. A homeowners insurance policy has 16 named perils. A few common perils are fire ...

Retired-worker beneficiaries may be in line for a bigger raise next year, but this isn't the cure-all you might think.

The Washington Post editorial board criticized recent U.S. leaders, including President Donald Trump and former President ...

This means it covers your house and personal belongings under all circumstances except those listed as exclusions in the policy. While HO-3 covers personal property on a named-perils basis ...

Like an HO-3 policy, an HO-7 policy covers personal property on a named-perils basis and dwelling on an open-perils basis. HO-7 policies generally include coverage for the dwelling, personal ...

The company reported increasing its dwelling/fire policy count by 24,682 between ... value — coverage for damage from a few “named perils” such as fire, lightning or internal explosions.

If you have what's called an open-peril policy, these exclusions need to be named. If you have a named-peril policy, all perils not explicitly stated as covered will be excluded from dwelling coverage ...