Mortgage points can reduce the interest rate on your loan, but they don't always save you money. Find out whether to buy them ...

"However, in practice, most cases of VA loans usually only involve two persons: one veteran and a spouse," says Alexei Morgado, a Realtor and founder of Lexawise, a real estate exam preparation course ...

Business likes predictability, yet worldbuilding in Mortgage Land is accelerating at the same time that the ground is shifting under global financial markets. A long leash for innovation is necessary ...

A gift letter for a mortgage verifies the source of a homebuyer’s gifted down payment funds. The gift letter proves that the funds are in fact a gift and don’t have to be repaid, and that the giver ...