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When people talk about mortgage rates, they're typically referring to national averages. But if you're getting ready to buy or refinance a home, these averages aren't always super useful.

Three-quarters of homebuyers take out a mortgage to finance their purchase, which adds even more layers of complexity. If you're new to the process, you may be asking, "Where do I even begin?" ...

I distinctly remember where I was when I paid off my house — sitting in a Costco parking lot. I hung up that call with a feeling of elation. With the extra money we'd pocket each month, my ...

One of the largest banks in the U.S. Bank of America is also one of the biggest mortgage lenders, with a reputation for stellar customer service and low rates. We love that, besides a well ...

Jordan Tarver has spent seven years covering mortgage, personal loan and business loan content for leading financial publications such as Forbes Advisor. He blends knowledge from his bachelor's ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

a loan officer at Cornerstone First Mortgage and founder of The Mortgage Coach LLC. "You can borrow as needed during the draw period." This means you'd have $50,000 at your fingertips for 10 years ...

Canada’s mortgage market is changing all the time. Bookmark this page to find the top national insured and uninsured mortgage rates, updated daily, based on data from MortgageLogic.news. Postmedia and ...

The amount you pay as a down payment can influence your mortgage interest rate. Generally, larger down payments result in lower interest rates, as lenders see these as a sign of strong financial ...

Her first computer was a Macintosh Plus. Melissa Cohn has been in the mortgage industry for over 35 years. She began her career with CitiMortgage before launching her own mortgage company ...

LWA / Getty Images When you’re buying or refinancing a home and need to get a mortgage, you have a number of options. You can shop around and apply directly to the lender of your choice.