However, a lump sum payment can, sometimes, be the better option. Depending on what your company offers and what kind of returns you can pursue, you might collect more from your money in the long ...

You can roll the lump sum into an IRA, then use a portion of that IRA to buy an immediate annuity from an insurance company. Don't confuse this type of annuity with the ones people use as tax ...

First, you need to calculate the expected rate of return you could earn from the money should you decide to take the lump sum now. Simply, if you take the money today, how and where could you ...

However, a lump sum payment can, sometimes, be the better option. Depending on what your company offers and what kind of returns you can pursue, you might collect more from your money in the long ...

Investment potential is another aspect; if you take the lump sum, what kind of returns could you expect? Annuity policies may have various features as well, such as inflation-protection and ...

you need to know the amount of the lump sum, the rate of interest for your return, and the number of years you expect to invest. Once you have those figures, the calculation is relatively simple.

Whether a plan participant can make a lump-sum contribution to their 401(k) before the end of the year depends on the provisions of the 401(k) plan, says Denise Appleby, the CEO of Appleby ...