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Adding a disability rider to your term insurance enhances coverage by offering financial protection in case of permanent ...

nursing home care or home health care in the event you are unable to care for yourself because of a chronic condition or disability. Long-term health insurance can be a smart purchase when you ...

I'm a freelance worker, so I don't have an employer that offers disability insurance. I got a long-term policy — for only $21 a month, I'm covered if I ever become disabled. Part of being young ...

Question: Sorting out long-term care is a top concern as I approach retirement. However, I'm not sure how to best manage the expense. Is long-term care insurance worth it? Answer: The ...