The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

However, you usually have to reach age 59½ before you can do so. If you want to convert assets from your 401(k) or another employer-sponsored plan to a Roth IRA, make sure the money is ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Would you send the government a big check this year — in return for a potentially far larger future tax break?

People with Roth IRAs generally have to wait five years before withdrawing earnings from their account. But the devil is in ...

Discover how converting your traditional IRA to a Roth IRA can provide tax-free withdrawals and no RMDs for you and your ...