For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

As painful as it is to pay taxes during your working years, you might loathe the idea of paying taxes in retirement even more ...

Deciding between a traditional individual retirement account (IRA) and a Roth IRA can be difficult. Choosing when or if you should convert your IRA funds to a Roth account can be even more daunting.

In reality, though, the best move for a lot of people is to take the tax hit and convert a lot of money quickly, says ...

Financial experts are warning against rigid, long-term Roth conversion plans that could hurt your retirement goals.

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

A man calculates how much you'll pay in income taxes when he converts his traditional IRA into a Roth IRA. There’s no way to entirely avoid paying income taxes when you convert a traditional IRA ...

A: The IRS requires five-year holding periods before earnings can be withdrawn tax-free from Roth accounts. The five-year rule applies separately to each Roth conversion, so the partial conversions ...

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Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...