CNBC Select explains how to apply for a mortgage, from preparing financially and getting preapproval to undergoing the underwriting process and finally closing.

For most Americans, taking out a mortgage makes buying a home possible. But how do you get a mortgage? This guide breaks down ...

"However, in practice, most cases of VA loans usually only involve two persons: one veteran and a spouse," says Alexei Morgado, a Realtor and founder of Lexawise, a real estate exam preparation course ...

If you're considering one of these mortgages, here's everything you need to know, including FHA loan requirements, where to apply for one, and whether this type of mortgage makes sense for you.

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home ...

Use FHA Loan Programs to Purchase a Home with as Little as 3.5% Down Payment Buy a Home as Low as 3.5% Down with FHA Programs Detailed FHA mortgage tools, application guidance, and calculators ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

Apply online for personalized rates ... Guild's Zero Down grant funds up to 5% of a down payment on an FHA mortgage, for example. The 3-2-1 Home Plus program provides $2,500 to low-to-moderate ...

FHA loan rates can vary by lender, though, so be sure to compare your options before submitting a mortgage application. An FHA loan is a mortgage insured by the Federal Housing Administration.

However, even an FHA loan has fees and extra costs that need to be factored into your monthly mortgage payment. Use this calculator to estimate how much you might pay for an FHA home loan to ...

Mortgage applications for newly built homes fell 6% year over year in January 2025 but were up 19% from December, according to the MBA.