Data released by the state of Florida shows more and more homeowners are opting for an alternative form of home insurance — if they can stand the risks.

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The increase is outpacing growth of the more traditional “all-perils” policies that most homeowners choose, the data shows.

Some 14,400 Connecticut homeowners were forced to scramble for new property insurance after getting dropped by their carriers in 2023. For now, Connecticut is not in dire straits like Florida, where ...

Damage to your home must be caused by an insurance peril to be covered. Homeowners insurance protects your dwelling and personal property and offers liability coverage. Unlike car insurance ...

Earthquake insurance can help you repair your home and replace your belongings after an earthquake or landslide.

Both homeowners and renters insurance provide financial protection against damage caused by sudden or unexpected events. The events covered — also called perils — can differ but are similar across ...

Property insurance has its very own lingo and living in a peninsular state forces many to have a more intimate relationship ...

Additionally, homeowners insurance provides loss of use if you need to temporarily relocate. Damage to your home or personal belongings by a named event, or peril, is covered. A home is the most ...