Both homeowners and renters insurance provide financial protection against damage caused by sudden or unexpected events. The events covered — also called perils — can differ but are similar across ...

Earthquake insurance can help you repair your home and replace your belongings after an earthquake or landslide.

Damage to your home must be caused by an insurance peril to be covered. Homeowners insurance protects your dwelling and personal property and offers liability coverage. Unlike car insurance ...

Protection for these perils, along with adequate coverage for high-value items, requires separate policies or endorsements beyond your standard homeowners insurance, if available. Ask your insurer ...

An analysis of homes listed for sale nationally in June 2024 showed properties with high flood or fire risks took an ...

Also known as basic form homeowners insurance, the HO-1 policy provides bare-bones coverage for only 10 specific perils, ...

Homeowners insurance protects your property and possessions from fire, theft, natural disasters and other unexpected perils. It can also pay for lodging and other expenses while your home is being ...

Data released by the state of Florida shows more and more homeowners are opting for an alternative form of home insurance — if they can stand the risks.

The Tampa Bay Times e-Newspaper is a digital replica of the printed paper seven days a week that is available to read on desktop, mobile, and our app for subscribers only. To enjoy the e-Newspaper ...

Additionally, homeowners insurance provides loss of use if you need to temporarily relocate. Damage to your home or personal belongings by a named event, or peril, is covered. A home is the most ...