Money is the only leverage you have — and never forget that! Any banker or home-loan officer reading this column knows that what I say above is true. A bank would NEVER give money up front to a ...

T-Mobile will no longer give upfront trade-in credits for phones, but spread them fully across the installment plan. The change provides clarity and transparency for customers, showing the full ...

The idea behind this is straight out of Econ 101: Poor people know what they need, and if you give them money, they can buy it. ... Buying a metal roof costs more up front, ...