I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into Roth 401(k)s and Roth IRAs grow tax free and ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

Doing a Roth IRA ... coming out tax-free in retirement, as long as you’re at least 59½ years old and your Roth IRA was put in place five or more years ago. When you convert a traditional ...