Colorado is experiencing a home insurance crisis for individuals who want to live near the mountains. We look at the FAIR ...

California’s last-resort insurance program says it’s in dire financial straits after the Los Angeles wildfires.

homeowners are being forced into the state’s insurance plan, the FAIR plan, despite living in low fire risk areas. I'm 49 years old and have nothing saved for retirement — what should I do?

SACRAMENTO, Calif. — Two lawsuits filed in Los Angeles allege major home insurance companies have colluded to limit coverage in California communities at high risk for wildfires and force ...

By shrinking their presence in California, the class action lawsuit contends, insurers conspired to force homeowners onto the state’s FAIR Plan, an expensive last-resort insurance program.

The Texas FAIR Plan covers residents throughout the state who can’t get insurance on the private market, while the Texas Windstorm Insurance Association is designed to provide wind and hail ...

California’s troubled fire insurance market has pushed increasing numbers of homeowners onto the state’s high-risk FAIR Plan. In San Diego alone, FAIR Plan coverage quadrupled over the last few years.

In February, the state insurance department allowed the program, known as the FAIR Plan, to collect $1 billion in emergency payments from other insurers — who are expected to pass on a ...

The other lawsuit includes all policyholders who obtained the FAIR Plan after January 2023, when the conspiracy allegedly began, the suit says. “Insurance is a product that homeowners hope never ...