As climate change reshapes our world, a new study reveals a looming threat to home values, hinting at a future where natural ...

If the state-created insurance pool runs out of money, it can invoke payment mechanisms that can affect virtually every insured home and building owner in the state. The FAIR Plan provides ...

In the wake of the Los Angeles fires, State Farm asked for an "emergency" premium increase of 22% on average for California ...

“The FAIR Plan is suitable as the insurer of last resort,” he said, adding that while it provides coverage, it comes with ...

AP reporters Sally Ho and Tran Nguyen uncovered how California’s wildfire crisis is deepening inequality in the state’s ...

Insurers and policyholders could be on the hook for $1 billion to cover claims from the Southern California wildfires.

The FAIR plan is requesting a billion dollar assessment to cover losses from the Palisades and Eaton Fire. What does this mean? The FAIR plan is broke, and is legally required to cover the claims it ...

Homeowner insurance rates in San Diego County could spike significantly, with some residents at risk of losing private coverage entirely.

California’s high-priced state-created insurer of last resort can’t handle claims from the Los Angeles fires. Lawmakers knew this was coming, but did nothing. SACRAMENTO, Calif. — As I’ve written for ...

A $1 billion assessment announced Tuesday for California’s FAIR Plan, the state-run insurer of last resort, is expected to ...