The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

Wildfires have become a growing concern in California particularly in regions like Los Angeles where dry conditions and strong winds create a high-risk environment As homeowners struggle to find compr ...

According to its website, the FAIR Plan provides basic fire insurance coverage for high-risk properties when traditional companies will not. Specifically, the coverage caps worries experts ...

SUNOL, Calif. (KGO) -- In the Sunol hills, homeowners denied normal insurance coverage have had to turn to California's FAIR Plan. It's the insurer of last resort. Data from California's ...