News

Investigation reveals Californians are forced into the FAIR plan despite living in low-risk areas for wildfires — why this is happening and what residents can do about it
While it doesn’t sound that bad on the surface — homeowners can still purchase policies — it appears as though having more ...
Digital Insurance21h
Defending FAIR Plan antitrust suit will be tall order for insurers
Homeowners class action plaintiffs will depend on finding evidence of conspiracy in discovery process, a legal expert said, ...
JD Supra3d
Structure of the California FAIR Plan and the financial challenges
The California FAIR Plan (the FAIR Plan) was created to provide insurance for high-risk properties that are difficult to ...
California lawsuit accuses insurance companies of ‘illegal scheme’ to drop homeowners
The lawsuit claims insurers conspired to force homeowners onto the FAIR Plan, a last-resort insurance program.
Consumer group sues insurance commissioner over Fair Plan assessments on state homeowners
Consumer Watchdog sues Insurance Commissioner Ricardo Lara, alleging that rules he issued last year that will allow the ...
Los Angeles Times5d
Insurer of last resort kept growing. Then L.A. fire victims paid the price
The Times found that in the Palisades and Eaton fire zones, the FAIR Plan’s rolls shot up last year a combined 47%. From 2020 to 2024, the number of homes in both areas on the plan nearly ...
California homeowners allege home insurance companies colluded to deny coverage
The complaint accuses dozens of major insurance companies of collaborating in a “group boycott” of certain areas to force ...
Investigation reveals Californians are forced into FAIR plan despite living in low-risk areas for wildfires
The FAIR plan was established in California around 60 years ago and is a state-run insurance option for homeowners who can’t ...