A debt validation letter is a notice debt collectors must send to help you determine that a debt actually belongs to you. Many, or all, of the products featured on this page are from our ...

However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Yes, you can dispute any debt that's been sold to a debt collector. The Fair Debt Collection Practices Act (FDCPA) grants you the right to request verification of the debt and dispute it if you ...

A legitimate debt collector usually provides debt validation through a letter before they reach out via other communication channels. The information a debt collector must validate includes ...

The Treasury Department will take "extraordinary measures" to avoid breaching the debt ceiling and potentially ... Yellen, in a letter on Friday to congressional leaders just three days before ...

If you need to contact a collection agency to dispute a debt, request a debt validation letter or ask the collection agency that all communication be in writing, use these templates on Consumer.gov.

Yellen, in a letter on Friday to congressional leaders ... to claw back borrowing capacity under the $36.1 trillion debt ceiling. As of Thursday, the Treasury reported borrowings of $36.08 trillion.