If debt has you spiraling, now is the time to take a few common-sense steps to help knock it down and get it under control.

When debt collectors call, your next move could cost you or protect you. Consumer Investigator Rachel DePompa talks to Tayne ...

Just like our nation's founders took bold action to secure a better future, we can take a few deliberate steps to build ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

It’s wise to request proof that a debt collectors owns your debt before making any payments. Earn up to 3.8% on your money today (and get a cash bonus); click here to see how.

Only when they asked the debt collector for a debt validation letter to prove that they own the debt, they were hung up on. That, frankly, raises a red flag.

Upstate Better Business Bureau President Hunter Jones said debt collection scams are among the most alarming the agency is dealing with. He told 7NEWS that nearly two dozen people in the Upstate ...

“One thing we can do is ask for a validation letter of the debt. If someone is contacting you about your debt you supposedly owe, by law, you’re allowed to request a validation letter, and ...

This letter should be sent via certified mail with a return receipt requested. The debt collector must then cease collection activities until they provide validation.

If you need to contact a collection agency to dispute a debt, request a debt validation letter or ask the collection agency that all communication be in writing, use these templates on Consumer.gov.

F alling behind on credit card payments can be a tough issue to deal with, but it becomes even more challenging when your ...