Credit bureaus collect data from lenders, and credit scoring models use this information to calculate your credit scores. The three main credit reporting agencies are Equifax, Experian and TransUnion.

The three credit bureaus, Equifax, Experian and TransUnion, compile data about you into credit reports. That data determines your credit score.

Comparison of the 3 Credit Reporting Agencies. Does each credit reporting agency monitor the same information? Take a look at this comparison table to see how Equifax, Experian and TransUnion differ.

There are three credit bureaus in the US -- Equifax, Experian and TransUnion -- which each compile your financial activity into credit reports that are then used to create your credit scores.

The CFPB is required by the Fair Credit Reporting Act to produce an annual report about complaints submitted by consumers about the nationwide consumer reporting agencies (NCRAs) – Equifax ...

While you can get a free credit report from the major three credit bureaus every week, Innovis provides you with a credit report once every 12 months in accordance with the Fair Credit Reporting Act.

The three major credit bureaus topped the list of complaints submitted to the Consumer Financial Protection Bureau in 2022, amassing nearly twice as many as the year before. Though, to be fair ...

Gripes about the U.S. credit reporting agencies have long topped the list of public complaints in the CFPB's database, which debuted in 2012 to boost transparency on consumer issues. Sign up here.

Feature. Equifax. Experian. TransUnion. Founded . 1899. 1996. 1968. Market Focus. Consumer and commercial credit, data analytics. Global consumer and business credit ...