Costco loyalists can rack up some nice rewards with this card, but you'll only be able to redeem them once a year — and you'll have to go to a physical Costco store to do it.

For most purchases, Costco only accepts Visa credit cards — meaning you can't use a Mastercard or Amex to pay. An exception ...

Harley-Davidson™ Visa Signature® card* vs. Costco Anywhere ... our rating and review methodology and editorial process, check out our guide on how Forbes Advisor rates credit cards.

USAA Cashback Rewards Plus American Express® Card* vs. Costco Anywhere ... rating and review methodology and editorial process, check out our guide on how Forbes Advisor rates credit cards.