With the Department of Education this month resuming collections on student loans, millions of Americans are at risk of having their wages garnished.

Social Security beneficiaries are at risk of receiving a smaller benefit if they've fallen behind on their student loans.

A loan generally becomes delinquent when a payment is late by more than 90 days, while a default occurs after around 270 days of missed payments.

The Education Department says millions of borrowers in default will have a chance to make a payment or sign up for a ...

The Consumer Financial Protection Bureau estimated in January that 452,000 people aged 62 and older have student loans in default.

After a five-year suspension that began in March 2020, the Trump administration is turning the student loan default collections machine back on. Millions of borrowers with defaulted loans are ...

Defaulted student loans start with delinquency ... According to the National Consumer Law Center, or NCLC, private lenders may: Collect the funds themselves Send accounts to a collection agency ...

Serious delinquencies on student loans jumped tenfold at the start of 2025, shortly after lenient pandemic-era policies came ...

The Trump administration is resuming collection of loans that are in default. According to the U.S. Department of Education, about 5 million borrowers have defaulted on their student loans. And ...

As the Trump administration resumes collections on defaulted student loans, hundreds of thousands of older Americans with ...

More than 450,000 borrowers in that age group are in default on their federal student loans and likely to be receiving Social Security benefits, the Consumer Financial Protection Bureau found.