Despite some homes being mapped by CAL FIRE as high-risk fire zones, some homeowners are seeing their California FAIR Plan wildfire insurance rates drop.

For the first time, data released by the California FAIR Plan shows just how much Californians in every ZIP code are paying ...

Despite more properties being mapped in high-risk fire zones, some California homeowners are experiencing decreased wildfire insurance rates through FAIR Plan.

The California FAIR Plan Association announced that it will introduce new home hardening discounts, effective Aug. 23 for policyholders who take steps to make their homes safer from wildfires.

CheapInsurance.com reports a rise in home insurance policy cancellations due to climate-related risks, increasing costs, and more frequent claims.

CheapInsurance.com reports a rise in home insurance policy cancellations due to climate-related risks, increasing costs, and more frequent claims.

As private insurers retreat from high-risk areas, the reliance on state-backed insurance plans like the FAIR Plan in California and Citizens in Florida is growing significantly.

For instance, the California FAIR Plan primarily covers fire, lightning, internal explosion, and smoke damage.