News

Investigation reveals Californians are forced into FAIR plan despite living in low-risk areas for wildfires
The FAIR plan was established in California around 60 years ago and is a state-run insurance option for homeowners who can’t ...
California lawsuit accuses insurance companies of ‘illegal scheme’ to drop homeowners
The lawsuit claims insurers conspired to force homeowners onto the FAIR Plan, a last-resort insurance program.
Digital Insurance9h
Defending FAIR Plan antitrust suit will be tall order for insurers
Homeowners class action plaintiffs will depend on finding evidence of conspiracy in discovery process, a legal expert said, ...
JD Supra3d
Structure of the California FAIR Plan and the financial challenges
The California FAIR Plan (the FAIR Plan) was created to provide insurance for high-risk properties that are difficult to ...
Investigation reveals Californians are forced into the FAIR plan despite living in low-risk areas for wildfires — why this is happening and what residents can do about it
While it doesn’t sound that bad on the surface — homeowners can still purchase policies — it appears as though having more ...
California homeowners allege home insurance companies colluded to deny coverage
The complaint accuses dozens of major insurance companies of collaborating in a “group boycott” of certain areas to force ...
Los Angeles Times4d
Insurer of last resort kept growing. Then L.A. fire victims paid the price
That Hvolka had to buy a policy from the state’s troubled home insurer of last resort after losing her insurance was hardly unusual, according to a Times analysis of FAIR Plan and California ...
CBS News5d
Insurers colluded to limit coverage in California areas at high risk for wildfires, lawsuits allege
State Farm, the largest home insurer in California with roughly a million policies, didn't immediately respond to requests for comment. The FAIR Plan is an insurance pool that all the major ...