The California Fair Access to Insurance Requirements, or FAIR, Plan was established in 1968 in order to provide insurance coverage to homeowners in high-risk areas, whether that means their ...

This week a Southern California judge issued a ruling upholding Insurance Commissioner Ricardo Lara's order that the FAIR Plan offer homeowners a more comprehensive homeowners' insurance ...

Mercury is the first home insurer to use California's recently passed regulatory reform to ask for a rate hike. More are ...

Florida's state-chartered insurer is covering less than half of what it did in September 2023, falling from $620 billion ...

While the FAIR Plan is intended to be an insurer of last resort, it represents about 3.1% of the state’s homeowners insurance market, according to data from the Insurance Commissioner’s office.

California's FAIR Plan only covers a few types of damage, like fire and smoke. You can add coverage for windstorms, vandalism and other common types of damage. But CA FAIR doesn't offer protection ...

“The number of consumers forced to obtain a policy from the FAIR Plan because they could not find an insurance company willing to write them coverage increased by 49,049 policies in 2020 to ...

SACRAMENTO, Calif. (KGO) -- In California, if no insurance company will sell you a homeowner's policy, you can get coverage though the California FAIR Plan. This insurer of last resort is a state ...

California homeowners are suing the FAIR Plan, the state’s last option for those needing fire insurance, accusing it of failing to provide the legally required coverage for smoke damage.

A class-action lawsuit against the California FAIR Plan Assn. accuses the state’s insurance program of last resort of unlawfully selling policies with subpar coverage for fire and smoke damage.

California FAIR Plan is an insurance conglomerate that provides coverage for those living in high-risk areas (due to frequent wildfires, earthquakes, etc.) in California. It isn’t a state agency ...