Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

If you have a balance on your credit card, you might have the option to pay it off in full or carry it from month to month. Most of the time, paying off your credit card in full is the best approach.

With 'buy now, pay later' services, also known as point ... making it similar to paying off a portion of your credit card bill. With these smaller purchases, you're not financing them as you ...

Overpaying your credit card bill is a common mistake that usually has no negative effect on your credit card account or credit report. If you’ve overpaid by a significant amount, however ...

PHOENIX — Arizona Public Service (APS) announced Friday that customers paying the environmental benefit surcharge may be eligible for a one-time bill credit this May. If the proposal is approved ...

The call is answered by a scammer posing as bank support, who uses social engineering to trick the victim into "confirming" their card number and PIN. They then attempt to convince the user to ...

She previously worked as an editor at CNET with a focus on credit cards ... received another text inviting me to rebook my flight for the next day. A few hours later, rain started pouring ...

Bill 36-0019 would not only seek to “forbid” surcharges on credit card purchases, but would also create “a mechanism for merchants to offer a discount for other forms of payment, thus ...

The best way to build your credit score with a credit card is to ensure you’re paying your bill in full each month and on time. There’s a long-lived myth that carrying a small balance can ...

By Stacy Cowley A government-imposed $8 limit on most credit card late fees is the latest consumer protection regulation to be scrapped by President Trump’s administration. The Consumer ...

A federal judge in Texas tossed a former President Biden-era Consumer Financial Protection Bureau (CFPB) rule that capped credit card late fees at $8 after both sides on the issue agreed that it ...