Because it doesn’t give you a credit card number, it won’t replace your ... trust these reviews about PayPal Credit (formerly Bill Me Later)? 4,653,318 reviews on ConsumerAffairs are verified.

A credit card payment can't be considered late if it was received by 5 p.m. on the day that it was due, according to the CARD Act. Some card issuers may set a later due date if you pay your bill ...