CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.

Five-year CDs can be a great place to grow your money without much risk. We researched some of the top banks and credit unions to see which ones have the best 5-year CD rates.

It may be time to start seriously considering locking into a CD at current rates particularly if this rate pause becomes extended or the FOMC decides future rate cuts are in order,” says Mohs.

Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

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What are today's CD interest rates? Depending on your CD type, terms and other details, there's a varying range of CD rates you can qualify for today.

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