You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

CD terms range from 3 months to 5 years, with online banks typically offering rates two times higher than the national average. Early withdrawal penalties can range from 60 days to 365 days of ...

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Best 4% interest savings accounts of July 2025 These are the accounts to consider if you want an APY around 4%.