A Roth IRA (Individual Retirement Account) can serve as a powerful complement to, or even an alternative to, a 401(k). While both accounts offer tax advantages and help build long-term wealth ...

Let’s start with the biggest advantages of a Roth IRA, the ones that will keep the government out of your pocket permanently — tax-free growth and withdrawals. “Roth IRAs are one of the best ...

The money you sock away in a traditional IRA is tax-deferred from a gains perspective. This means you won't pay the IRS taxes on gains year after year, but rather at the time of your withdrawals. Roth ...

When you leave a job, what happens to your retirement savings? If you have a 401(k) or 403(b), personal finance expert Suze ...

A Roth IRA conversion, or backdoor Roth IRA, is a retirement investment strategy that allows high-income taxpayers to capitalize on the benefits of a Roth account despite the annual income limit.

Learn how to open a custodial Roth IRA and the tax advantages your kid can benefit from. What is a custodial Roth IRA and how does it work? A custodial Roth IRA is a tax-advantaged retirement ...

Each has its pros and cons, but I must admit that I prefer a Roth IRA over a 401(k) because of three key benefits: tax-free withdrawals in retirement, tons of investment options, and early ...

do I do a traditional IRA or do I do a Roth IRA?” How can someone make sure they’re making the right choice and really maximizing the tax benefits for their particular situation? Benz ...