There are a few reasons why so many investors favor IRAs, but chief among them is that an IRA provides valuable tax benefits, ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works ...

What is an IRA? An IRA is not an investment. Rather, an IRA is an account that holds investments, such as stocks, bonds, mutual funds and ETFs (exchange-traded funds).

If you're ready to start investing for retirement, an IRA may be one of the best tools out there to maximize your money and minimize your tax burden.

A self-directed IRA allows you to invest in alternative assets, such as crypto, real estate and precious metals.

Therefore, the beneficiary IRA option should be chosen when there is uncertainty about which option is best. The assets can then be moved to the spouse beneficiary’s IRA when tax-beneficial.

A spousal IRA is a strategy that allows a working spouse to contribute to an IRA in the name of a non-working spouse to circumvent income requirements.

If you leave a job and have money in an employer-sponsored retirement account, you have several options for what to do with it, including rolling it into an IRA.

A SIMPLE IRA is a type of individual retirement account offered by small businesses. In 2025, SIMPLE IRAs allow for employee contributions up to $16,500 annually. Employers are required to ...

IRA Reimbursements For Students What is IRA? The Instructionally Related Activities (IRA) program supports educational experiences conducted outside the classroom. This includes costs for eligible ...