Since it provides the least amount of coverage compared to other types of homeowners insurance, it's typically the most affordable. HO-1 policy only covers 10 perils, meaning any risk not ...

George Hosfield is senior director and general manager of home insurance solutions at LexisNexis Risk Solutions ... We also like its multiple types of home insurance discounts.

Homeowners insurance for water damage is generally ... You will have an individualized picture of your property’s risk. More types of flood risks will be reflected in the rates.

California’s largest insurance provider is asking the state for an emergency rate hike of an average of 22%. State Farm General said claims from homeowners threaten the company financially.

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like ...

Last year, California’s largest homeowners insurance company, State Farm, announced it would not renew thousands of policies. The company said it needed to reduce its exposure in high-risk areas ...