Since it provides the least amount of coverage compared to other types of homeowners insurance, it's typically the most affordable. HO-1 policy only covers 10 perils, meaning any risk not ...

Four types of coverage are included in both homeowners and renters insurance. They operate the same way ... estimating their total worth. If you are less risk averse, you may opt for coverage limits ...

Think your home insurance covers everything? These common disasters may leave you paying out of pocket unless you take extra ...

Here are the different types of policies and what each covers: Homeowners insurance covers damage to ... A peril is any risk that results in a loss of your home or belongings, such as wind ...

George Hosfield is senior director and general manager of home insurance solutions at LexisNexis Risk Solutions. In this role, he manages all aspects of the personal lines property business ...

More and more families are finding that their properties are in a fire risk zone. Now, some people are turning to a unique ...

Colorado Insurance Commissioner Michael Conway and Democratic lawmakers believe adding a 1% fee to policies sold statewide ...

claim types, risk scores and more to generate various reports and estimates from Quadrant Information Services. 5 Million Estimates Gathered To better understand the cost of home insurance ...