The Texas Fair Plan was created by the Texas Legislature in 1995 to provide residential property insurance in areas considered underserved, as determined by the state's commissioner of insurance.

“That’s not insurance. That’s extortion,” he said. “I was forced into the Texas FAIR Plan, which offers limited coverage, but at least it brought me back to paying under $6,000.” ...

As natural disasters continue to impact the insurance market, Texas has seen a surge in policyholders relying on the Texas FAIR Plan Association for coverage. Private insurers considering entry ...

Texas FAIR Plan Association The Texas FAIR Plan Association (FAIR Plan) offers home insurance policies to those who are unable to get insurance through regular insurance companies.

The Texas Fair Plan Association is providing more last-resort policies for homeowners, particularly those around Houston and along the Gulf Coast.

The Texas FAIR Plan covers residents throughout the state who can’t get insurance on the private market, while the Texas Windstorm Insurance Association is designed to provide wind and hail ...

Texas has its own version called the Texas Fair Plan Association, a body founded by the Texas Legislature in 1995.

Last Tuesday, June 24th, a Superior Court judge ruled that the California Fair Access to Insurance Requirements (FAIR) Plan ...

Beryl also caused a spike in damage claims for the Texas Fair Plan Association, another insurer of last resort, which offers general residential coverage to homeowners who have been denied a ...

“Low-income communities would essentially subsidize FAIR Plan coverage in high-fire risk areas, including vacation homes,” a state Assembly committee warned in 2023.

Texas was once affordable. After hail and hurricanes, not anymore. Worsening storms fueled by climate change, coupled with inflation, are driving some of the highest home insurance costs in the ...

Texas homeowners denied coverage can seek out the Texas Fair Plan Association which helps people denied coverage get home insurance.