Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — ...

Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.

For people who are nearing retirement and will soon draw from their accounts, a downturn could be a a good time to consider ...

Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

If you’re 60 years old with $1.2 million saved for retirement in a traditional IRA, you may be starting to think about ...

Ryan is a Certified Public Accountant (CPA) who writes and edits finance content across a variety of publications, covering small-business accounting, personal investing, retirement, taxes, and more.

A 401(k) to Roth IRA conversion may not be an option if you're still employed with the company you have your 401(k) through. 401(k) to Roth IRA conversions typically raise your tax bill unless you ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

A Roth IRA can be a valuable account for millennials who consistently contribute for years at a lower tax bracket and can enjoy tax-free withdrawals when they retire.

A Roth IRA allows for tax-free growth of retirement savings, potentially reducing the tax burden in retirement. Roth IRAs are only available to single tax filers earning less than $146,000 or $ ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay any taxes if the assets you’re rolling over are held in another Roth ...

With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire at the end of this year, financial advisors and tax professionals find themselves in a familiar position—navigating uncertainty.