I have $120,000 in after-tax contributions in my traditional 401(k) at work. Can I roll over just the after-tax money into my ...

Instead of making one big conversion, consider rolling over a portion of the money from a traditional IRA to a Roth every year, with a close eye on the top of your tax bracket and income limits ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

If you're not careful, your 401(k) to Roth IRA conversion could significantly increase your tax rate ... roll over your entire 401(k) balance, you can roll all your pre-tax dollars into a ...

Roth IRA rollovers and conversions can occur without tax consequences if properly managed. Direct rollovers from traditional 401 ... have the option of rolling over your account to a Roth IRA.

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

Taxes are a valid concern if you want to roll over $720,000 ... vision. A Roth IRA is a retirement account that allows people to contribute after-tax dollars. Unlike a traditional IRA, you don ...

Someone who contributed $6,000 to a traditional IRA at age 30 would see her money compound at a greater rate over the next three decades compared to a Roth IRA. That’s because income tax would ...

Roth IRAs can help you pay a lower tax rate on your retirement savings. Roth accounts provide tax benefits when funds are withdrawn in retirement. That differs from traditional IRAs where the tax ...

Roth IRAs offer tax-free growth and withdrawals, minimizing lifetime taxes. Younger workers benefit most from Roth IRAs, especially during lower tax years. High earners can use backdoor Roth IRAs ...

Deciding between a Roth IRA vs. a traditional IRA boils ... up contribution for those over age 50, for a total of $8,000. Moreover, you are in the 24% federal tax bracket (which is based on ...