Asset allocation balances risk by mixing investment types to optimize returns and stability. Diversified portfolios, even with different investments, perform similarly if their asset mix is the same.

Société Générale said in December that the average U.S. equity allocation is estimated to be around 52%, and it is around its all-time high. Jitesh Kumar, a derivatives strategist at Société Générale, ...

For example, if you’re 60, that means you should have only 40% of your retirement portfolio in stocks, with the rest ... to consider when making asset allocation decisions for retirees.

Stock and stock fund allocations decreased 1.7 percentage points to 66.2%. Bond and bond fund allocations increased 0.9 percentage points to 15.5%. Cash allocations increased 0.9 percentage points ...

The 100-minus-your-age rule helps retirees balance stocks and bonds to manage investment ... s much more to consider when making asset allocation decisions for retirees. “Retirees need to ...