The California program was created to protect urban neighborhoods. Now it’s become an incentive to build in fire-prone areas.

California’s insurer of last resort reported that claims now are high enough to trigger “re-insurance” payments from back-up ...

That’s enough to kick the plan’s strained finances further into crisis mode, increasing the chances that homeowners statewide ...

The FAIR Plan is an option for homeowners who are unable to obtain insurance from any private insurance company. The program was created by the state government, but it is financially backed by ...

The fires that devastated Pacific Palisades and Altadena, California have been a nightmare for thousands of citizens who have lost loved ones and their homes. Although the human cost of tragedies of ...

Next-door neighbors lost their near-identical homes in a California wildfire, but how they are navigating rebuilding is a ...

Insurer aggressively grew in Los Angeles, despite getting overweight on fire risk, but decided to cut thousands of policies ...

said the FAIR Plan provides a lifeline for homeowners who cannot find private insurance, and that outcomes would be far worse if homeowners had no coverage at all. State officials have rolled out ...

This alert begins our series discussing legal issues related to the Southern California wildfires. We will continue to provide updates as ...

Should it run out of money, state law gives the FAIR Plan the ability to pass ... See also: Anguished homeowners struggle to keep their insurance However, it’s not yet clear if the FAIR Plan ...