Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

However, others have different requirements and may need high risk car insurance. This is where SR-22 insurance comes into play. So, what is it, and who needs SR-22 car insurance? There's quite a ...

Get Car Insurance Quotes An SR-22 is only required once something happens that makes you a high-risk driver. It's not needed ...