To calculate your debt-to-income ratio, add up your monthly debt payments ... bank statements that show regular deposits. If you have rental properties, you should also include them in your ...

Homeowners and property management companies usually set a desired rent-to-income ratio. This figure is used alongside other ...

Underwriting standards can be stricter for rental property applicants. Mortgage lenders focus on credit score, down payment, and debt-to-income ratio. These are the same factors that apply to ...

Lenders look at this ratio to gauge your ability to repay the money you plan to borrow. A low DTI signals a good balance between debt and income, whereas a high DTI may be a sign that you're ...