Blaine and Janis Carmena took a gamble on an early retirement - cashing in their savings and buying a rotting 78ft yacht they found ... But the upbeat couple told DailyMail.com they wouldn't ...

Kathy – a retired real estate agent who would have turned 71 on Feb. 21 – and Ralph – a 66-year-old financial ... After finding the couple’s abandoned yacht – 80 miles from their last ...