A standard homeowners insurance policy lists the following 16 events as named policy perils: Different types of home insurance policies cover perils in different ways, depending on how coverage is ...

This means it covers your house and personal belongings under all circumstances except those listed as exclusions in the policy. While HO-3 covers personal property on a named-perils basis ...

An open peril policy will include the above-named perils, and may also include (unless they are specifically excluded): Exclusions and limitations in HO-3 insurance HO-3 insurance will not cover ...

When it comes to insurance for your physical property, you want to make sure to get a policy written on an all-risk basis rather than on a named-peril basis. While the latter only covers the ...

The policy limits will list the maximum amount ... coverage pays for damage to your vehicle for a number of named perils, such as fire, hail, flood, and theft. Collision coverage pays for damage ...

Texas Farm Bureau homeowners and auto insurance policies don't provide unique features, but a standard Texas Farm Bureau Insurance policy will give customers almost all the coverage they'd expect. Be ...