A standard homeowners insurance policy lists the following 16 events as named policy perils: Different types of home insurance policies cover perils in different ways, depending on how coverage is ...

An open peril policy will include the above-named perils, and may also include (unless they are specifically excluded): Exclusions and limitations in HO-3 insurance HO-3 insurance will not cover ...

This means it covers your house and personal belongings under all circumstances except those listed as exclusions in the policy. While HO-3 covers personal property on a named-perils basis ...

When it comes to insurance for your physical property, you want to make sure to get a policy written on an all-risk basis rather than on a named-peril basis. While the latter only covers the ...

The policy limits will list the maximum amount ... coverage pays for damage to your vehicle for a number of named perils, such as fire, hail, flood, and theft. Collision coverage pays for damage ...

Texas Farm Bureau homeowners and auto insurance policies don't provide unique features, but a standard Texas Farm Bureau Insurance policy will give customers almost all the coverage they'd expect. Be ...