By creating a budget, you can prepare your finances for whatever this year brings. When you stick to it, you can save more money to make this year -- and all the years after it -- feel less stressful ...

On an irregular income, putting aside a fixed percentage ... objectives for retirement become clear. A zero-sum budget is an ...

These intricacies can create what may seem like irregular patterns in the payment schedule. For example ... total monthly income and expenses, you can create a realistic budget that spreads ...