A CD ladder is a savings strategy designed to ... with the same access to your money. Higher-risk investments. Stocks, index funds and mutual funds average higher returns than CDs, though with ...

This investment option has captured the attention of many ... "The biggest drawback to CD ladders is liquidity. You risk that you may need the money before the CD matures, and you will pay penalty ...

If you start a CD ladder now, you can keep earning this competitive return on a relatively risk-free investment for at least the next five years. This is especially important now, as the Fed has ...

Risk assessments only work if they help advisors understand their clients’ true appetite for risk and then match them to appropriate investments. But with an unreliable risk profiler and ...

Treasurys climb the ladder in years of maturity ... Insurance providers also offer lower-risk investment vehicles, with fixed annuities at the top of that list. In general, a fixed annuity ...

Commissions do not affect our editors' opinions or evaluations. Risk tolerance is one of those investing concepts that sounds so simple. How much risk are you willing to put up with to make a ...

Curious about whether a bond ladder is worth exploring, I asked Maggie Klokkenga, a CPA, CFP®, and AFC® with the advice-only financial planning firm Abundo Wealth, for her insights on bond ...