Key takeaways: 84-month auto loans hit a record 19.8% of new-car financing in Q1 2025 Affordability remains a top concern ...

including principal and interest. These loans are mostly used for long-term financial planning and typically come with collateral requirements, which call for the borrower to put up an asset as ...

SBA 7(a) loans offer favorable rates and terms. These government-guaranteed loans can be used for large and long ... than a term loan — allowing you to tap into a credit line and pay interest ...

Some lenders will let you finance these costs — meaning include them in your loan balance — but this results in a higher payment and more interest costs in the long run. Rate-and-term ...

Wondering which is better -- short-term vs. long-term loans? Compare pros, cons and when to choose one over the other.