Homeowners insurance rate increases are outpacing inflation in several U.S. states, according to a new report from the ...

Both homeowners and renters insurance provide financial protection against damage caused by sudden or unexpected events. The events covered — also called perils — can differ but are similar across ...

Damage to your home must be caused by an insurance peril to be covered. Homeowners insurance protects your dwelling and personal property and offers liability coverage. Unlike car insurance ...

Homeowner insurance guards your home against loss and damage from covered perils such as vandalism, theft, fire, lightning ...

Data released by the state of Florida shows more and more homeowners are opting for an alternative form of home insurance — if they can stand the risks.

Homeowners insurance protects your property and possessions from fire, theft, natural disasters and other unexpected perils. It can also pay for lodging and other expenses while your home is being ...

Also known as basic form homeowners insurance, the HO-1 policy provides bare-bones coverage for only 10 specific perils, ...

An analysis of homes listed for sale nationally in June 2024 showed properties with high flood or fire risks took an ...

Additionally, homeowners insurance provides loss of use if you need to temporarily relocate. Damage to your home or personal belongings by a named event, or peril, is covered. A home is the most ...

The increase is outpacing growth of the more traditional “all-perils” policies that most homeowners choose, the data shows. Also known as “landlord insurance,” dwelling/fire policies are ...