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Inland flood coverage for homeowners in low- or moderate-risk flood zones. This coverage is more expansive than what’s offered by the National Flood Insurance Program. For example, it includes ...

Additional living expenses (ALE) insurance pays your living expenses if your home is badly damaged and you can't safely live there. For example, if your house partially burns down, loss of use ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.