Sponsored: Credit card debt keeping you up at night ... a debt verification letter as a document a consumer sends to request information about the debt. However, a debt validation letter is ...

Debt collectors send debt validation letters to verify that a borrower is responsible for a debt. Debt collectors must send a debt validation letter within five days of first contacting you.

The FDCPA establishes clear timelines that must be followed when you dispute a debt with a debt collector. According to ...

In such cases, sending a validation letter does not violate the FDCPA. The court agreed with the defendant, finding that the plaintiff’s letter both disputed the debt and constituted a refusal ...