By openly addressing both the pros and cons, advisors can build trust and empower clients to make decisions that genuinely ...

There are three main types of annuities. Fixed annuity A fixed annuity has a flat rate of return, regardless of what happens with the market or inflation. Fixed annuities offer peace of mind and ...

A fixed annuity offers a reliable income stream with a guaranteed interest rate. Learn how fixed annuities work, their ...

As part of any retirement planning scenario, you will look at all the options available. Whether this is maintaining a ...

Fixed annuities are essentially CD-like investments issued by insurance companies. Like CDs, they pay guaranteed rates of interest, in many cases higher than bank CDs. Fixed annuities can be ...

Sales of annuities have been booming in recent years. According to InsuranceNewsNet, "in the first nine months of 2024, total annuity sales increased 23% [year over year] to $331.2 billion and are on ...

Fixed-index annuities guarantee your principal while tying performance to market indexes — such as the S&P 500 — with predetermined caps on gains. If the market performs well, you share in the ...

However, the decision to exchange your annuity should not be taken lightly and may even have financial consequences. Unfortunately, it’s not as simple as cashing out and moving on to another savings ...